Loan & Savings Rates
Auto Loan Rates
| Models 2008 and newer |
Rate |
| 36 Months |
4.50% |
| 48 Months |
4.50% |
| 60 Months |
4.50% |
| 72 Months |
4.50% |
SEE PREFERRED RATE OPTIONS
| Models 2007 and older |
Rate |
| 36 Months |
5.50% |
| 48 Months |
5.50% |
| 60 Months |
6.00% |
SEE PREFERRED RATE OPTIONS
Personal Loan Rates
| Loan Amount |
Rate |
| $2,999 & Under |
15.00% |
| $3,000 - $4,999 |
13.50% |
| $5,000 - $7,499 |
12.50% |
| $7,500 - $9,999 |
9.50% |
| $10,000 - $20,000 |
8.50% |
| Shared Secure Loans Up to Five Years |
5.00% |
Rate Discounts
Preferred Rate Options: You may be eligible for up to a .50% discounted rate based on the following:
| Service |
Rate Discount |
| Active Checking or Money Market Account |
.25% |
Automatic Loan Payment (payroll deduction, direct deposit split or internal transfer) |
.25% |
| $1,000 Certificate of Deposit |
.25% |
| Greater Omaha FCU Classic or Gold Visa Credit Card |
.25% |
| 20% Down on Auto Loans |
.25% |
| APR= Annual Percentage Rate. Rates effective 03/20/2013 and subject to change without notice. Terms of repayment example: 48 month auto loan - fixed rate at 4.50% APR = 48 monthly payments of $22.81 per $1,000.00 borrowed. |
Savings Rates
| Term |
$1,000.00 - $10,000.00 |
$10,000.01 - $25,000.00 |
$25,000.01 - Over |
| |
Dividend / APY* |
| |
|
|
|
| 3 Month |
.15/.15 |
.15/.15 |
.15/.15 |
| 6 Month |
.35/.35 |
.35/.35 |
.35/.35 |
| 1 Year |
.45/.45 |
.45/.45 |
.45/.45 |
| 2 Year |
.55/.55 |
.55/.55 |
.55/.55
|
| Regular Savings Over $100.00 |
.05/.05 |
.05/.05 |
.05/.05 |
| Youth Savings |
.05/.05 |
.05/.05 |
.05/.05 |
| Money Market Over $2,500.00 |
.15/.15 |
.20/.20 |
.25/.25 |
| Checking Over $250.00 |
.02/.02 |
.02/.02 |
.02/.02 |
| *Annual Percentage Yield is accurate as of 03/20/2013. Rates may change without prior notice. Certificate rates are fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account. |