A $25 deposit opens the door to your credit union membership. All savings accounts will receive quarterly statements (checking accounts receive monthly statements). Payroll deduction and automatic transfer service is available on all accounts. Your savings are federally insured to $100,000 by the National Credit Union Administration, a U.S. government agency.

There are three tiers of rates based on average daily balances of:

• $0-$10,000;
• $10,001-$25,000;
• $25,001 and greater.

Savings accounts receive quarterly dividends on an average daily balance.

With a $1,000 minimum deposit, you will earn higher rates and you may choose certificate terms from 30 days to 2 years. See Rate Sheet for our current rates.

Certificate rates are fixed for the term. A penalty is imposed for early withdrawal. Fees could reduce earnings on the account.

For a minimum balance of $2,500, members receive "premium" market rates. Members are allowed six transactions per month without incurring a service charge.

This special club for children 0 through 18 years of age encourages good money habits. With a $5 balance, Youth Club members receive high savings rates with no minimum balance or maintenance fees. Kids! Take a look at our Cool Links Page.

Prepare for Christmas throughout the year with regular savings deposits through automatic transfers or payroll deductions. A transfer will be deposited to your savings account on October 1st, just in time for Christmas shopping!